American Income Life's reply to:
American Income Life Insurance The Real Story
Update by user Jan 10, 2012
The environment seemed fun, yet very unprofessional.times out of 10 you are tricking the client with a way to get into there home using fee AD&D policies, child safety kits and a script.
Everything in that business from the recruiters on the phone to the agents in the field is a ridiculous script. The 3 Part interview=script. The manager=script. If you want to be treated about how lazy you are and how not dedicated you are because you want a day off for the birth of a child, or the death of a parent or because you are ill then work for Ail Ohio.
Eli does a great job at making you feel like *** because life happens. But I must say that Marcus is the ring leader.
Most of the management have no family or spouses.There is much better out there in the insurance industry, don\'t believe the hype of Ail and if you do and are lucky enough to work under Eli you wont last long due to his degrading personality and slave driver behavior.
Original review posted by user Jan 10, 2012
Im writing because I was recently employed with Ail.I got my start with posting a resume online and a recruiter with Ail contacted me.
I also did my homework and read all the bad reviews about Ail. I decided to follow through with a position as an agent in the Columbus Ohio office. This was a first time sales position for myself. I was miss led about the "paid training".
I paid for my online green light training background check as well as my state test and license, which came to about 350.00. I was told I would be reimburse after the 3rd wk out of training, which I was by 500.00, as long as you write 1100.00 in business each week for those 3 wks. I spent about a month in training with my GA whom coded me sales in which he in turn receives an override on plus a bonus. I did really well.
Yes it took some getting used to considering the 70 plus hours per week and a minimum of 6 days but when the holidays come up look out it is a 7 day mandatory week. So much for being a 1099 employee. I had to buy all supplies i.e, laptop, GPS, materials all "write offs" mind you. I averaged about 1500.00 per week in advances plus about 500.00 a week in bonuses.
Everything was gravy, except my marriage was falling apart and my children were upset that they never seen me. Then business started canceling for whatever reason i.e, the prospect was laid off, lost job, life happened it was then up to me to pay back what i was paid on. That is the crappy part and there is no controlling it. Not to mention everyone on our team hated our newly promoted MGA Eli.
This man cared for no one but himself. He talks to you like a child. Then there is the "bulldog". I was really brain washed to think it doesn't get better then this and that I had a great job.
I was promoted to Senior Agent. I now set appointments with union leads that are very much recycled, have 4-5 field days of a minimum of 32 appointments and now I'm recruiting random resume's that Ail pays for and have to set at least 30 interviews per week, plus train and build my own team and code business in there name. The call sheets for the resumes are literally names with phone #'s and where they came from, monster or career builder. They don't actually print up your resume and don't actually care who you are as long as you are not a 45plus yr old man or woman.
They only want the young people that are easily brainwashed. I put my resume' out there to see if Ail was as good as it gets and I found much better.
I would however like to thank Ail and Mr.Eli for opening my eyes with his degrading manner to seek employment elsewhere with a better W2 insurance company who pays an 80% commission on top of salary.