I was very skeptical of American Income Life from the minute they called me due to all the horrific reviews. I was fresh out of college and didnt have any other solid leads towars a career so I took the position. The first thing they told us was that people write bad reviews on there company because they were weak and lazy and couldnt handle a real job. I bought into it for a few weeks until I say the turnover was about 2 months including training. I had to be there from 8 to 8 every monday and thursday. My boss said that they were preporation days and that we actually only worked 4 days a week not including those ones. Monday and Thursday consisted of new stratagies on how to concince customers to buy more coverage than they will ever know what to do with, making sure we had solid rebuddles when they called us out on lying, and my boss sending us picuture messages of his dog, cats, antiches, etc so that we can lie to all future customers by relating to them more.
FREE LEADS!!!! Yes, they will rehash and rehash that they are the only company that has free leads.......Let me break down how leads at AIL work. Union members get a letter in the mail saying that all they have to do is put their name and phone number on a card and they get a $3,000 accidental death policy for free from there work. Those letters get directly sent to a company they have never heard of (american income life) and those are the leads. You spend 10 to 15 minutes trying to convice them how you got the card with their info on it and that our copany is not a scam. Once you do that you have to convice them that in small print it said that we actually have to hand deliver the policy to them by driving to their house and getting signatures(which is complete horse $hit). That is if the lead picks up, just under half of the leads are thrown away because they either dont put their phone number down or its a house phone that does not get answered. Oh ya, and only half of the appointments you set will show up. The rest will have googled your company by now and either made sure they are not home, wont answer the door, or complety forget because you are not important in their daly life. If you do get lucky you will present 3 times a day. They think that you are coming over to grab a quick signature but what you really do is get your foot in the door and jam life insurance down their throat for an hour and a half until they say yes. Not to mention that you will be placed minimum an hour and a half away. My location was 1 hour and 50 minutes one way. You do not get reinbursted one penny for gas so make sure you invest in a Nisson Leaf or a moped if you plan on making this so called job a career.
I was really getting sick of getting home at midnight almost everynight except for monday and thursday which I was corenteened in the office for 12 hours. Also, when you strike out on all 3 appointments which is very common, that 2 hour drive get stressful as your fuel gauge gets closer and closer to empty while youre not bringing home any bacon. One wednesday night my boss called me at midnight and said that I can sleep in and come in at noon. At first I was angry he called so late but let it slide because I got to sleep in a bit. Rolled over at 8:15 am to 5 missed calls 3 texts and an email saying that he needed me in as soon as possible because he wanted to work on some "new stratagies". I was pretty ticked about it but let this seporation of work and home slide this one last time. Later that week I had not gotten over bonus which is very common and he told me I needed to work Saturday even though I had called off months prior to head to my girlfriends home town to spend some time with her father. I relucatnly worked because like any young employee you want to make your boss is happy even though this company is a text book definition of a perimind scheme. I did not make a sale and headed to her place late Saturday night. I got a 3 missed calls Sunday afternoon saying that I have to leave her house drive 3 plus hours and doorknock people to make sure that I am over bonus(so he gets paid). Which I refused to do. I put my 2 weeks on his desk that monday, he read it and told me that he does not want me to work here anymore. He pulled the classic "You cant quit because I'm firing you". I am not a pushover or a lazy employee. I was a collegic athlete and am very successful in the field I do now. I am just writing this so that people do not fall for the same trap of lies that I fell for.