This morning I received a request to call and set up an interview with James Scroggins, a Senior Manager at American Income. I thought I should have some background information before I called so I googled.
Thank goodness I did. Now I won't waste my time or lose any money thanks to the comments posted here. Fortunately I learned the fact that if it sounds too good to be true it usually is a long time ago and remembered it.
Sorry for all those that learned the hard way but be assured you did me a favor today. Good luck to all.